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THREE:It is impossible to conceive the extent of suffering and desolation inflicted upon society, almost every family being involved, more or less, in the general calamity. Flourishing firms were bankrupt, opulent merchants impoverished, the masses of working people suddenly thrown out of employment, and reduced to destitution; and all from causes with which the majority had nothing to do��causes that could have been prevented by a proper monetary system. If Bank of England notes had been a legal tender, to all intents and purposes supplying the place of gold as currency; if these notes had been supplied to the country banks in any quantities they required, ample security being taken to have assets equal to their respective issues, then the currency would have had an elastic, self-adjusting power, expanding or contracting according to the requirements of commerce. Inordinate speculation would not have been stimulated by a reckless system of credit, and business would have been conducted in a moderate and judicious manner, instead of rushing on at a high pressure that rendered a crash inevitable. The Government, after anxious and repeated deliberations, supplied a remedy on this principle. They determined to issue one-pound and two-pound notes of the Bank of England, for country circulation, to any amount required. In the meantime the Mint was set to work with all its resources in the coining of sovereigns[244], which, for the course of a week, were thrown off at the rate of 150,000 a day. The notes could not be manufactured fast enough to meet the enormous demand for carrying on the business of the country. In this dilemma the Bank was relieved by a most fortunate discovery��a box containing ��700,000, in one- and two-pound notes that had been retired, but which were at once put into circulation. The people having thus got notes with Government security, the panic subsided, and the demand for gold gradually ceased. The restoration of confidence was aided by resolutions passed at a meeting of bankers and merchants in the City of London, declaring that the unprecedented embarrassments and difficulties under which the circulation of the country laboured were mainly to be ascribed to a general panic, for which there were no reasonable grounds; that they had the fullest confidence in the means and substance of the banking establishments of the capital and the country; that returning confidence would remove all the symptoms of distress caused by the alarms of the timid, so fatal to those who were forced to sacrifice their property to meet unexpected demands. The new measures so promptly adopted and so vigorously carried into effect, raised the circulation of the Bank of England notes in three weeks from ��17,477,290 to ��25,611,800. Thus the regular and healthful action of the monetary system was restored by an adequate circulation of paper money, on Government security, without specie to sustain it. There were at the time of the crash 770 country bankers; 63 stopped payment, 23 of them having subsequently resumed business, and paid twenty shillings in the pound; and even those that were not able to resume, paid an average of seventeen shillings and sixpence in the pound. It was estimated that the total loss to the country by this panic was one hundred million pounds.But the most remarkable growth of religion was through the instrumentality of the Wesleyan Methodists. These spread over all the country, through town and village, into places where the ministers of the Establishment had fallen into a spiritual sleep from want of rivalry. In Wales they found a great and almost unoccupied field. In Cornwall, where Wesley had been abused and pelted with stones, they became universal, and still continue to astonish the visitor to that county by their extraordinary numbers, almost every Cornish miner being of that sect. Throughout England the spread of Methodism has been a most influential cause of the revival of activity and discipline in the Established Church itself; for it soon became evident that the Church must exert itself, or the body of the people, especially in the country and in manufacturing districts, would be absorbed by the Wesleyan interest.

FORE:The Parliamentary Session for 1845 was opened by the Queen in person on the 4th of February. At a meeting a few days earlier, Mr. Cobden had warned his hearers that no change in the Corn Laws could be expected from Sir Robert Peel so long as the Ministry could avail themselves of the old excuse, the revived prosperity of manufactures and commerce. "Ours," he had said, "is a very simple proposition. We say to the right honourable baronet, 'Abolish the monopolies which go to enrich that majority which placed you in power and keeps you there.' We know he will not attempt it; but we are quite certain he will make great professions of being a Free Trader, notwithstanding." FORE:THE BASTILLE.